No more complicated spreadsheets. Talk to Pennywize like a friend. It structures your budget for you.
Pennywize
● Online
Perfect! Here's your daily budget:
You can spend ~$95/day for your daily expenses!
Whether you're a freelancer, parent, or young professional, Penny understands your situation.
Pennywize
● Online
Perfect! Here's your November budget:
Great month! You have $83/day for expenses.
Pennywize
● Online
Absolutely! Here's where you stand:
You have $50 margin left until Monday!
Pennywize
● Online
All good, your $500 is secured. Here's your status:
You're doing great! $60 until Sunday, totally doable.
Excel spreadsheets, endless categories, CSV imports... Who has time for that?
Dozens of charts that nobody looks at. You just want to know if you can afford that restaurant.
Food, Groceries, Supermarket, Convenience store... What's the difference? Too many choices kills the choice.
Filling out forms after every purchase? Nobody has time. And after 3 days, we give up.
No forms, no categories to choose. Just a natural conversation.
"I spent $45 at the restaurant yesterday" or "Can I afford those $120 shoes?"
It automatically categorizes, calculates your remaining budget and updates everything in real time.
Every day, you know exactly how much you can spend. No more end-of-month stress.
Talk to Penny like a friend. It understands "I blew $50 on groceries" just as well as "food expense of 50 dollars".
"Can I afford that $80 dinner tonight?"
"Yes! You have $127 left this week, you'll be at $47 after."
Visualize your budget day by day. Green = all good, orange = watch out, red = over budget.
"Can I afford..." finally answered. Pennywize calculates the impact of each purchase on your budget.
Today's budget
87€
after expenses and savings
No CSV, no mandatory bank connection, no forms. Just talk, that's it.
Like you, I've tried dozens of budget apps. They're all too complicated. After 3 days, I'd systematically give up.
I built Pennywize to have one answer: "How much can I spend today?" If that speaks to you, join the waitlist.
Be among the first to try Pennywize. Limited spots.
No spam. Just a notification when it's ready.
For everyone who wants to manage their budget without the headache. If you've given up on Excel and classic budget apps, Pennywize is for you.
No, never. You keep total control of your data. Pennywize works through conversation: you tell it what you spend, it handles the rest.
Yes! Early users will have free access throughout the beta period. After that, the price will be $4.99/month.
Absolutely. Your data is encrypted with bank-level security. We never sell it and you can delete it at any time.
Penny uses artificial intelligence to understand your messages in natural language. No need to format your expenses a certain way, just speak normally.
Pennywize is a responsive web app. It works on mobile, tablet and desktop, directly from your browser.
Join the waitlist and be among the first to try Pennywize.
Join the waitlist